Greenwater Capital Privacy Policy
Your privacy is of upmost importance to us and to that end we have developed our privacy policy with you and the security of your valuable information in mind.
The following Privacy Policy will serve to outline the manner in which Greenwater Capital collects and uses the personal information that clients provide to us on our website https://www.GreenwaterCapital.com in the process of our collection of information to provide our personal loan products and services. It further describes the choices and options available to clients regarding our use of your personal information as well as how you can access and update your personal information. This Privacy Policy hereby applies to every page of the website https://www.GreenwaterCapital.com, which is owned and operated by Greenwater Capital.
For the purposes of this Privacy Policy, the term Personal Information will mean any information that personally identifies you, to include: your contact information, IP address, and your loan application information. A significant portion of the Personal Information that we collect, use, share, and store is extremely sensitive in nature, including your social security number and financial account information.
Information We Collect In The Application Process
We collect the following information from you when you apply for a personal loan:
- Your contact information including: name, email address, mailing address, and phone number
- Your financial information such as: bank statements, credit card statements, your average daily balance, your personal and business credit history, payment historys, bank account information, and tax ID number
- Your social security number
- Any unique identifiers you have such as: user name and password, and IP address
In some cases, we may also conduct a site visit in order to collect or verify certain information. We supplement the data you provide with your credit score obtained from the credit bureaus. Once you are an Greenwater Capital customer, we may require updated information if you decide to renew your loan.
Use of Private Information On This Website
We use the information we collect from you in order to:
- Provide you services and conduct our business
- Verify your identity
- Register you as a user on this website and verify your identify you when you sign in to your account
- Determine if you qualify for one or more of our loan products
- Maintain and process transactions to your account, including automatic payments
- Communicate with you when necessary
- Allow you to post and review your comments on our blog
Privacy and Sharing of Information
Greenwater Capital will share your Personal Information with third parties only in the ways that are hereby described in this Privacy Policy. We do not and will not ever sell your Personal Information to third parties.
We will provide your Personal Information only to our trusted business partners and service providers, and only to provide services to help us facilitate our business activities. These third party companies are authorized to use your Personal Information only as necessary to provide these services to us. We will only share your basic information (name, company name, phone number, email address and requested loan amount) with any our business partners if we are unable to provide you with a loan. If you do not want us to share your Personal Information with these business partners, please contact us by email at: info@greenwatercapital.com or by postal mail at the contact information listed below.
We may disclose your Personal Information when it:
- Is required by law for any reason
- When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity
- To any other third party with your prior consent to do so
User Access and Choices
In the event that your Personal Information changes, or if you no longer want our Services, you may modify or ask to have it removed from our files or any public forum or testimonial on our Website or deactivate it entirely by emailing our Customer Support at info@greenwatercapital.com or by contacting us by postal mail at the contact information listed below. We will respond to your request within 30 days.
We will retain your information for as long as your account is active or as long as reasonably useful for commercial purposes. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
-
Opt-Out Policy
Greenwater Capital or our business partners may want to contact you occasionally to offer you various products and services that we think may be of interest to you. We respect for your privacy, so you may choose to stop receiving these communications by opting out. Simply follow the opt-out or unsubscribe instructions included in our emails, go to the email preferences in your account settings page and unsubscribe there, contact us by email at: info@greenwatercapital.com or by postal mail at the contact information listed below. -
Tracking Technologies
This website uses various tracking technologies such as cookies, tags and scripts which are used by Greenwater Capital and our partners. These tracking technologies are used to track user movement around the Website and to gather demographic information about our user base as a whole. -
Log Files
Throughout this website, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, your browser type, internet service provider (ISP), referring and exit pages, your operating system, a date/time stamp, and other data. -
Security of Information
Greenwater Capital takes the security of your information extremely seriously. To this end, Greenwater Capital protects your information by using bank-level data security which includes: 128 bit-encryption and a Secure Sockets Layer (SSL) protocol on its website. This creates a totally secure, encrypted connection between your browser and our servers. You can be assured the when you enter your important personal information, such as a credit card or social security number, on our order forms, the transmission of that information is totally encrypted.
If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please contact us by email at: info@greenwatercapital.com or with a letter by postal mail to:
Greenwater Capital
1901 S. Harbor City Blvd, Ste 806
Melbourne, FL 32937
This Privacy Policy is effective as of November 25, 2014.